AmeriPlan Benefits for Pregnant Women

There's maternity insurance, or pregnancy insurance.  There's WIC or Women, Infants and Children.  There's Medicaid. Then there's AmeriPlan Corporation, America's leading discount medical plan organization.  Every year AmeriPlan saves hundreds of its individuals millions of dollars through perks and discounts. 

ARE YOU ONE OF THOSE LUCKY MOM'S?

What do you know about AmeriPlan and it's services?  It's time you found out so you can start planning discounts for your pregnancy.


There are many benefits for pregnant women who do not have maternity coverage.  Discounts and benefits of the maternity card program include:

• Doctor Visits
• Hospital Stays
• Lab Work
• Sonograms
• Anesthesiologist
• Pre Natal Vitamins
• Prescription Coverage
• Newborn Tests and Checkups
• Immunizations
• 24 Hour Counseling
• 24 Hour Nurse Hotline

What Other Benefits Does the Ameriplan program provide?


Ameriplan is a program that focuses on delivering a variety of health care service at affordable prices.
In addition to maternity care you receive through the Ameriplan physician network, you will also receive these benefits:

• Hearing Care
• Dental Care
• Vision Care
• Prescription or Pharmacy Care
• Chiropractic Care

Ameriplan is design to be a no hassle program that allows you to get the care you need at the time you need the care.

• No paperwork to complete
• no restrictions on age or how many visits you are allowed to make
• All on-going dental/medical problems are accepted
• Monthly fees are guaranteed for two years

One of the main reasons that women choose Ameriplan is that it is more economical and provides similar benefits and discounts to other programs.  Additionally, they find it to be simple and hassle free to use.

When you sign up for the AmeriPlan Health Program for a low monthly fee of just $39.95, you will have access to an array of prenatal and maternity care services.  This is NOT insurance.  The Health program provides discount services for almost everything related to your prenatal and maternity healthcare.  AmeriPlan will provide you with discounts from certain health care  providers for medical services.  The plan does not make payments directly to the providers of medical services.  You pay for your healthcare services.  Your negotiated discount rates will be up to a 60% discount; up to 100% discount of the hospital bill.
Once your child is born, your health program will also include your new baby to assist with physician checkups, immunizations and illnesses if needed.
There are several services for pregnant women who need maternity services.


WHO QUALIFIES AND WHO CAN USE THESE SERVICES?


Anyone can qualify.  There is no issues with on-going medical conditions. You may be a candidate if you have any of the conditions below:

• Already pregnant, no insurance
• Insured, with no maternity coverage
• Insured, but deductible too high
• Anyone who is having a baby and would like to pay less
• Insured, but co-pay is too high

AMERIPLAN FAQs

WHAT IS AMERIPLAN?

AmeriPlan is a nationwide Discount Medical Plan Organization. Since 1992, AmeriPlan arranges for it's members to receive adequate vision, dental, pharmaceutical, chiropractic and medical (including pregnancy) services at discounted rates.  The organization is affiliated with hundreds of medical groups all over the United States.

IS AMERIPLAN LEGITIMATE?

Ameriplan seems to be one of the most legit businesses today.  PregnancyInsurance.org has not received any complaints from women utilizing their services. Ameriplan ranks with Avon and Mary Kay.

IS THE AMERIPLAN PROGRAM INSURANCE?

The Ameriplan Program is not insurance, but rather a network of discount health care services. The benefits include discounts on doctors visits, lab work, hospital stays, and other health care related services.  It's no insurance, but it does save you money.

ARE THERE ANY ON-GOING OR CURRENT MEDICAL PROBLEMS THAT ARE NOT ACCEPTED?

The good news is that all on-going dental/medical problem are accepted.  You can complete the membership application even after you have a pregnancy symptoms without any questions.  It does not matter if you are having a high risk pregnancy, a cesarean birth, or other intervention procedures.

HOW MUCH DOES THE AMERIPLAN COST?

The program is simple and cost effective.  Ameriplan has a single sign up fee and then small monthly membership dues.  The monthly membership fee takes care of everything provided to you by Ameriplan.  Ameriplan does not offer the one time discounted annual package that Maternity Card does, but you can stop services at any point.

WHAT GUARANTEES DO I HAVE THAT I WILL SAVE MONEY?

The good news is that Ameriplan does offer a guarantee.  Once you complete the membership application and begin the program you can evaluate if over the next 30 days.  If you are not satisfied you can get a refund on the money spent with Ameriplan.  the good news is that you will be saving money and not concerned about the guarantee.  Yes, there is a guarantee!

WHAT HAPPENS TO MY PLAN AFTER I GIVE BIRTH?

You can elect to remain in the program and experience the benefits month to month.  You newborn baby is added immediately upon delivery for no additional fees.  You will continue to pay your month by month membership fee and continue to experience the wonderful support services of Ameriplan without any interruptions.  you will also be able to take advantage of the eye care, chiropractic care and dental care benefits too.

HOW LONG IS THE WAITING PERIOD? WHAT ABOUT DEDUCTIBLES?

Prepare to hear a list of "Nos" on this one.  There is no waiting period on most of your discounts, no deductibles, no documents to fill out, and no limits on how many times you can visit your providers.  So yes, you can apply during your 8th month of pregnancy and still rely on AmeriPlan to cover some of the costs.   The work"no" has never before sounded this affirmative.

HOW MUCH IS THE DISCOUNT?

As a AmeriPlan memeber, there are two ways the hospital or clinic can use to calculate your fees.  It's either a set fee amount that the provider has contracted with, or a percentage of their charges.  Discounts on your part rage between 20% and 50%. But diagnostics and labs may be discounted as much as 80%.

TOTAL HEALTH DISCOUNT PROGRAM

$39.95 + $30 Registration Fee

AmeriPlan does provide a money back guarantee within the first 30 days of becoming a member. 

To locate Gynecologists in your area who accept AmeriPlan, visit:

http://www.mybenefitsplus.com/vrhea

or call

703-257-9712